How to Cancel Amazon Credit Card

As consumers, we often find ourselves in need of canceling certain services or subscriptions. One such instance could be canceling an Amazon credit card. While there can be various reasons for wanting to cancel an Amazon credit card, it is essential to navigate the process smoothly.

In this blog post, we will guide you through the step-by-step process of canceling your Amazon credit card and provide answers to some commonly asked questions regarding this matter.

Overview of Amazon Credit Card

The Amazon credit card offers various benefits to its users, such as cashback rewards, special financing options, and exclusive deals. However, circumstances may arise where canceling this credit card becomes necessary. Whether you have multiple credit cards and wish to reduce your financial obligations or you simply no longer find the benefits attractive, canceling an Amazon credit card is a relatively straightforward process.

Reason for canceling

  1. Financial Simplification: Keeping track of multiple credit cards can be overwhelming. Canceling an Amazon credit card could be a step towards streamlining your financial commitments.
  2. Changing Spending Habits: If your spending patterns have shifted, and the benefits offered by the Amazon credit card are no longer relevant to your needs, canceling it can be a wise decision.
  3. Avoiding Annual Fees: Depending on the type of Amazon credit card you have, an annual fee may apply. If the benefits no longer outweigh the fee or you find better alternatives, canceling the card frees you from this obligation.

Step by step canceling your Amazon credit card

To cancel your Amazon credit card, follow these simple steps:

  1. Clear Any Pending Balances: Before initiating the cancellation process, ensure that you have paid off any outstanding balance on the credit card. This step eliminates any complications that may arise later.
  2. Contact Amazon Customer Service: Reach out to the Amazon customer service team through their dedicated credit card helpline. They will guide you through the cancellation process and provide any necessary instructions or documentation.
  3. Cutting Up the Card: Once you have received confirmation of the cancellation, it is advisable to cut up your credit card to prevent any unauthorized usage.
  4. Monitor Your Credit Report: After canceling your Amazon credit card, closely monitor your credit report to ensure the cancellation is reflected accurately and there are no discrepancies.


Q: Will canceling my Amazon credit card affect my credit score?
A: Canceling a credit card may have a slight impact on your credit score. However, if you have a good payment history and other active credit cards, the impact should be minimal.

Q: Can I cancel my Amazon credit card online?
A: Unfortunately, canceling an Amazon credit card cannot be done through their website. You will need to contact Amazon customer service via phone to complete the cancellation process.

Q: Is there a cancellation fee for closing an Amazon credit card account?
A: No, there is no specific cancellation fee associated with closing an Amazon credit card account. However, any outstanding balance or fees need to be settled before canceling.

Q: Can I reopen a canceled Amazon credit card account in the future?
A: While it is possible to reapply for an Amazon credit card in the future, canceling the card may impact your eligibility and could result in a different credit limit or terms.

Q: How long does it take to cancel an Amazon credit card?
A: The cancellation process usually takes a few minutes once you connect with an Amazon customer service representative. However, it may take a few billing cycles for the cancellation to reflect on your credit report.


Canceling an Amazon credit card is a simple procedure that can be undertaken for various reasons. By following the steps mentioned above and considering the potential impact on your credit score, you can smoothly navigate the cancellation process.

Remember to clear any outstanding balances, contact Amazon customer service, and monitor your credit report after canceling. Taking these necessary steps will ensure a hassle-free experience and allow you to make informed credit decisions in the future.

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