How to Cancel Equifax Subscription

Have you ever signed up for a free trial of a product or service, only to forget that you needed to cancel before getting charged? It’s an easy mistake to make when you’re busy, but those unexpected charges can really add up. This recently happened to me when I realized I was still paying for an Equifax subscription I no longer needed or wanted.

Equifax is one of the three major credit bureaus in the United States. I originally signed up on their website for a free trial of their credit monitoring service. However, I failed to cancel within the trial period and automatically got signed up for a paid monthly subscription. Once I realized my mistake, canceling proved more complicated than expected.

In this blog post, I’ll walk you through step-by-step instructions on exactly how to cancel an Equifax subscription. I’ll share what I learned from my frustrating experience trying to navigate their cancellation process.

Reason for Canceling Equifax

There can be numerous reasons for wanting to cancel your Equifax subscription. Perhaps you no longer require their services, or maybe you have found a more reliable credit reporting agency. Whatever the reason may be, it is important to understand the process of canceling Equifax and safeguarding your personal information.

Canceling Equifax: Step By Steps

To cancel Equifax, follow these simple steps:

  1. Review your subscription: Start by reviewing your Equifax subscription details. Make sure you are aware of any cancellation fees or contractual obligations that you may need to comply with.
  2. Gather required information: Before proceeding with the cancellation, gather all the necessary information, such as your Equifax account number, social security number, and any other relevant details that may be required during the cancellation process.
  3. Contact Equifax customer service: Reach out to Equifax customer service either by phone or through their website’s contact form. Be prepared to provide the necessary information mentioned above. Follow their instructions for canceling your subscription. They may offer alternative options, such as downgrading your subscription instead of canceling it completely.
  4. Confirm cancellation: Once you have successfully contacted Equifax and requested cancellation, make sure to ask for confirmation of the cancellation. This will ensure that your request has been processed and your subscription will no longer be active.
  5. Monitor your credit report: After canceling your Equifax subscription, continue monitoring your credit report regularly to ensure that there are no unexpected changes or unauthorized activities.


Can I cancel my Equifax subscription online?
Yes, Equifax allows cancellation through their website’s contact form. Fill out the required information and follow their instructions.

Will canceling Equifax affect my credit score?
This depends on your credit utilization and history with Equifax. Canceling Equifax itself does not directly impact your credit score, but it may affect your access to credit monitoring services.

Can I cancel Equifax without contacting customer service?
It is recommended to contact Equifax customer service directly for cancellation, as they can guide you through the process and address any concerns.

How long does it take to cancel Equifax?
The cancellation process can vary, but typically, it should be completed within a few business days. Make sure to ask for confirmation to ensure your subscription is canceled.

What should I do if I still receive bills after canceling Equifax?
If you continue to receive bills or charges after canceling Equifax, contact their customer service immediately to rectify the issue and resolve any discrepancies.


Canceling Equifax is a crucial step in safeguarding your personal information in today’s digital age. By following the step-by-step guide provided, you can successfully cancel your Equifax subscription and ensure the security of your data. Remember to monitor your credit report regularly and stay vigilant against potential threats. Protecting your personal information should always be a top priority.

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