How to Cancel First Premier Credit Card

Have regrets about signing up for that First Premier credit card? You’re not alone. With high-interest rates, annual fees, and costly late payment penalties, First Premier cards are among the worst for consumers. Even worse, they prey on those trying to build credit with overly complex cancellation processes designed to keep you locked in.

But don’t despair. You can cancel your First Premier credit card if you know what to do. In this post, I’ll walk you through the steps of exactly how to go about cancelling your First Premier credit card properly to avoid penalties or damage to your credit.

Reason for Cancelling First Premier Credit Card

There can be various reasons why you might want to cancel your First Premier Credit Card. Some common reasons include:

  1. Unsatisfactory customer service experience
  2. High annual fees and interest rates
  3. Switching to a different credit card provider
  4. Paying off all outstanding balances and wanting to avoid potential future debt
  5. Seeking a credit card with better rewards and benefits

Step-by-Step Guide on How to Cancel First Premier Credit Card

  1. Contact Customer Service: Call the First Premier Credit Card customer service helpline and inform them about your decision to cancel your credit card account. You can find the phone number on the back of your credit card or on the company’s website.
  2. Provide Necessary Information: During the call, you will need to provide your credit card details, including the card number, expiration date, and your personal information for verification purposes.
  3. Pay Off Remaining Balance: Make sure to pay off any remaining balance on your credit card before canceling. You can do this either by making a lump sum payment or setting up a payment plan with First Premier Credit Card.
  4. Confirm Cancellation: After providing the necessary information and paying off your balance, ask the customer service representative to confirm the cancellation of your credit card account. Request a confirmation email or letter for your records.
  5. Destroy Your Card: Once the cancellation is confirmed, take a pair of scissors and cut your First Premier Credit Card into multiple pieces to ensure it cannot be misused.

Frequently Asked Questions

1. Will canceling my First Premier Credit Card affect my credit score?

Canceling a credit card can have a temporary impact on your credit score. However, if you have multiple credit cards and a good credit history, the impact is likely to be minimal.

2. Can I cancel my First Premier Credit Card online?

No, you cannot cancel your First Premier Credit Card online. You must contact their customer service helpline to initiate the cancellation process.

3. Are there any cancellation fees associated with canceling my First Premier Credit Card?

First Premier Credit Card does not charge any specific cancellation fees. However, make sure to pay off any remaining balance on your card before canceling to avoid any additional charges.

4. Can I reopen my First Premier Credit Card account after canceling it?

Normally, you cannot reopen a closed First Premier Credit Card account. If you wish to continue using their services, you will need to reapply for a new credit card.

5. How long does it take for the cancellation of my First Premier Credit Card to be processed?

The cancellation process usually takes around 7 to 10 business days to complete. Make sure to follow up if you haven’t received a confirmation of cancellation within this timeframe.


Canceling your First Premier Credit Card is a relatively simple process. By following the step-by-step guide provided in this blog post, you can ensure a hassle-free cancellation experience. Remember to contact customer service, pay off any remaining balance, and confirm the cancellation before destroying your card. If you have any further questions or concerns, consult the related FAQs or reach out to First Premier Credit Card directly.

Leave a Comment

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Scroll to Top