How to Cancel Progressive Insurance

Canceling an insurance policy is a decision many of us might have to make at some point in our lives. Whether you’re switching to a different insurance provider, selling your vehicle, or simply reevaluating your coverage needs, the process of canceling your insurance should be straightforward and hassle-free.

In this blog post, I will provide you with a step-by-step guide on how to cancel your Progressive Insurance policy, along with answers to some frequently asked questions. Whether it’s due to a change in circumstances or a better offer from another provider, canceling your insurance can seem like a daunting task.

Reason for Cancellation

Before we dive into the cancellation process, it’s important to understand why you may want to cancel your Progressive Insurance policy. There can be various reasons, such as finding a better deal with another insurance company, selling your insured vehicle, or simply not needing insurance coverage anymore. Whatever your reason may be, it’s essential to follow the proper procedure to avoid any complications.

Step-by-Step Guide on Canceling Progressive Insurance

To cancel your Progressive Insurance policy, you’ll need to follow this steps:

  1. Review Your Policy: Before you proceed with the cancellation, review your current Progressive Insurance policy. Take note of important details such as your policy number, coverage details, and the effective date of your policy.
  2. Contact Progressive Customer Service:
    • You can initiate the cancellation process by calling Progressive’s customer service. Look for the customer service number on your policy documents, or you can find it on the Progressive website.
    • When you call, you will need to provide your policy number and personal information for verification.
  3. Request Cancellation: Inform the customer service representative that you wish to cancel your policy. Be prepared to provide a reason for the cancellation.
  4. Discuss Cancellation Details:
    • During the call, discuss the effective date for the cancellation. You can choose to have the cancellation take effect immediately or on a future date, depending on your preferences.
    • Inquire about any potential refund or balance owed to you due to the early cancellation. Progressive will calculate any owed refunds based on their policy terms.
  5. Follow-Up in Writing: After the phone call, it’s a good practice to follow up in writing. You can send an email or a letter to Progressive Insurance’s customer service to confirm the details of the cancellation, including the effective date and any refund expectations.
  6. Return Documents and Plates (if applicable): If you’ve been provided with insurance documents, license plates, or other materials related to your policy, make sure to return them to Progressive, as they may be required to complete the cancellation.
  7. Check for Refunds: Keep an eye on your bank statements or mail for any refunds from Progressive. It may take some time for the refund to be processed.
  8. Verify Cancellation: After the cancellation date has passed, verify with Progressive that your policy has been successfully canceled. You should receive written confirmation of the cancellation.

FAQs about Cancelling Progressive Insurance

Is there a cancellation fee?
Progressive may charge a cancellation fee, depending on the terms of your policy. Review your policy documents or contact Progressive directly to determine if a fee applies.

Can I cancel my policy mid-term?
Yes, you can cancel your Progressive policy at any time during its term. However, keep in mind that canceling mid-term may result in a prorated refund or additional charges, depending on your policy.

Will I receive a refund?
If you have paid your premiums in advance, you may be eligible for a refund for the unused portion of your policy. Contact Progressive to inquire about their refund policy.

How long does it take to cancel a Progressive policy?
The cancellation process can vary, but typically, your policy should be canceled within a few days of notifying Progressive. However, it’s always best to confirm the timeline with their customer service representative.

Can I cancel my Progressive policy online?
Yes, Progressive provides an online portal where you can manage your policy, including cancellation. Log in to your account and follow the instructions for canceling your policy.


Canceling your insurance policy may be a necessary step at times, but it doesn’t have to be a complicated process. By following the step-by-step guide provided in this blog post, you can cancel your Progressive Insurance policy with ease.

Remember to review your policy, contact Progressive, and gather all necessary information to ensure a smooth cancellation. If you have any additional questions or concerns, don’t hesitate to reach out to Progressive’s customer service for assistance.

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