How To Create Lic Account

How to Create Lic Account

LIC (Life Insurance Corporation) is one of the leading insurance providers in India, offering a range of life insurance and investment products. Creating a LIC account allows you to manage your policies, make premium payments, and access various online services conveniently. In this article, we will guide you through the process of creating a LIC account step by step.

Step 1: Visit the LIC Official Website

To begin, open your preferred web browser and go to the official website of LIC. You can simply search for “LIC India” on any search engine and click on the official website link.

Step 2: Click on “New User” or “Register” Option

On the LIC homepage, you will find a “New User” or “Register” option. Click on it to initiate the registration process.

Step 3: Fill in the Registration Form

You will be directed to a registration form where you need to provide your personal details. Fill in the required information such as your name, date of birth, address, policy details (if any), and contact information. Ensure that you provide accurate and up-to-date information.

Step 4: Verify Your Mobile Number and Email Address

After submitting the registration form, you will receive an OTP (One-Time Password) on your registered mobile number and email address. Enter the OTP in the respective fields to verify your contact details.

Step 5: Set Up a Username and Password

Once your mobile number and email address are verified, you will be prompted to set up a username and password for your LIC account. Choose a strong password that includes a combination of uppercase and lowercase letters, numbers, and special characters.

Step 6: Login to Your LIC Account

Congratulations! You have successfully created your LIC account. Now, you can log in using the username and password you just created. On the LIC website, look for the “Login” or “Sign In” option and enter your credentials to access your account.

Benefits of Having a LIC Account

Creating a LIC account offers several benefits:

  1. Policy Management: With a LIC account, you can easily manage all your policies in one place. You can view the details of your policies, check the status, and track their performance.
  2. Premium Payments: Online premium payment is a convenient feature of a LIC account. You can pay your premiums securely and swiftly without the need to visit a physical LIC branch.
  3. Policy Renewal: LIC accounts provide a hassle-free policy renewal process. You can renew your policies online, ensuring continuous coverage without any interruptions.
  4. Claim Settlement: In case of any unfortunate event, you can initiate a claim settlement process through your LIC account. It simplifies the procedure and helps in faster claim processing.
  5. Online Services: LIC offers various online services through its portal. These include premium calculators, policy purchase options, and access to important policy documents.


1. Can I create a LIC account if I don’t have any policies?

Yes, you can create a LIC account even if you don’t have any policies. It allows you to explore different insurance plans and provides access to online services offered by LIC.

2. Is it mandatory to provide accurate personal details during registration?

Yes, it is essential to provide accurate personal details during registration. This ensures that your policies and account information are linked correctly and helps in smooth policy management.

3. Can I access my LIC account from a mobile app?

Yes, LIC offers a mobile app that allows you to access your account on your smartphone. You can download the LIC app from the respective app stores and log in using your credentials.

4. Can I make premium payments through my LIC account using different payment methods?

Yes, LIC provides multiple payment options for premium payments. You can choose to pay through net banking, debit card, credit card, or other available methods.

5. Are online services available 24/7 through the LIC account?

Yes, LIC’s online services are available 24/7. You can access your account, make premium payments, and perform various other tasks at your convenience.


Creating a LIC account is a simple and efficient way to manage your insurance policies and access LIC’s online services. By following the step-by-step process outlined in this article, you can create your LIC account and enjoy the convenience it offers.

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