How To Create Mpesa Account

Creating an M-Pesa account is an easy and secure way to manage your money. With M-Pesa, you can easily send and receive money, pay bills, top up mobile airtime, and even buy goods and services online. In this blog post, we’ll explain how you can quickly set up an M-Pesa account, and how to use the services it provides.

What is the Mpesa

M-Pesa is a mobile money transfer platform that enables users to send and receive payments using their mobile phones. It was launched in 2007 by the telecommunications company Vodacom, in partnership with the Kenyan mobile network provider Safaricom. M-Pesa is a revolutionary payment system that has had a major impact on the lives of many people living in Kenya and other countries in East Africa. The platform has been adopted by millions of people, making it one of the most popular payment systems in the world. M-Pesa has also helped to reduce poverty and financial exclusion in the region, and has been credited with playing a major role in the economic development of East Africa.

Creation Mpesa account: a Beginner’S Guide

Creating an MPESA account is fast and easy. Here’s a step-by-step guide to help you get started.

Step 1: Get a Safaricom SIM Card

The first step to creating an MPESA account is to purchase a Safaricom SIM card. This can be done at any Safaricom shop or outlet.

Step 2: Activate the SIM Card

Once you have purchased the SIM card, you need to activate it. This can be done by dialing *100# and following the prompts.

Step 3: Register your SIM Card

Once your SIM card is activated, you need to register it. To do this, dial *100# and select the “Register SIM Card” option. You will then be asked to provide your personal details such as your name, date of birth, and National ID number.

Step 4: Set Up MPESA

Once your SIM card is registered, you can now set up your MPESA account. To do this, dial *100# and select the “Set Up MPESA” option. You will then be asked to provide your personal details such as your name, date of birth, and National ID number.

Step 5: Transfer Funds

Once your MPESA account is set up, you can now transfer funds. To do this, dial *100# and select the “Transfer Funds” option. You will then be asked to provide the recipient’s phone number and the amount of money you want to transfer.

Step 6: Make Payments

Once you have transferred funds to your MPESA account, you can now make payments. To do this, dial *100# and select the “Make Payments” option. You will then be asked to provide the recipient’s phone number and the amount of money you want to transfer.

Congratulations! You have successfully created an MPESA account. Now you can enjoy the convenience of sending and receiving money anytime, anywhere.

Benefits of Useing a Mpesa Account

1. Security: M-Pesa offers a secure, convenient and reliable way to make payments. The account is linked to an individual’s mobile phone number and can only be accessed by entering a PIN.

2. Convenience: M-Pesa makes it easier to make payments without having to carry cash. The service is available 24/7, even on weekends and public holidays.

3. Affordability: M-Pesa is a cost-effective way to send money as there are no transaction fees or charges.

4. Accessibility: M-Pesa is available in many countries, making it easy for users to transfer money across borders.

5. Low fees: Unlike traditional payment methods, M-Pesa does not charge high fees for transactions.

6. Faster payments: With M-Pesa, payments are faster and done in real-time.

7. Financial inclusion: M-Pesa provides access to financial services to those who may not have access to traditional banking services.

Questions That Are Commonly Asked:

Q1: How do I open an M-Pesa account?
A1: To open an M-Pesa account, you will need to visit the nearest M-Pesa agent, who will provide you with an M-Pesa application form. This form should be filled out, signed and submitted to the agent, who will then register your details and provide you with a PIN to access your account.

Q2: How do I transfer money through M-Pesa?
A2: To transfer money through M-Pesa, you will need to dial the USSD code *234# on your registered mobile phone. This will bring up a menu of options from which you can select to transfer money. You will be prompted to enter the recipient’s M-Pesa account number, amount and PIN. Once the details have been entered, the transaction will be completed.

Q3: What are the charges for using M-Pesa?
A3: The charges for using M-Pesa depend on the amount being sent or received. There is a flat fee of KES 20 for transactions up to KES 1,000, and a fee of 1.5% for transactions over KES 1,000.

Q4: Is there a daily limit to how much money I can send or receive on M-Pesa?
A4: Yes, there is a daily limit of KES 70,000 for sending money and KES 140,000 for receiving money.

Q5: Is it safe to use M-Pesa?
A5: Yes, M-Pesa is a secure payment system that uses the latest security measures to protect user information and transactions. All transactions are also protected by a unique PIN that is required to complete the transaction.