How to Cancel Chime Account

How to Cancel Chime Account

So you’ve decided it’s time to close your Chime bank account. Maybe you’ve moved onto another digital bank, or perhaps you simply don’t need mobile banking anymore. Regardless of the reasons why, cancelling your Chime account is easy enough if you know the proper steps.

In this concise guide, we’ll outline the quick process of closing down your account with Chime. We’ll cover topics like.

While Chime actually makes it simple to deactivate your own account once certain conditions are met, it’s still important you dot your I’s and cross your T’s. Ending your relationship with an FDIC-insured financial institution means covering your own bases to avoid headaches.

Follow along as we walk through exactly what to expect when closing a Chime account from start to finish. Knowing what to do can help ensure it’s a smooth and stress-free transition process.

Reason for Canceling Chime Account

Before we dive into the cancellation process, it is essential to understand why you might want to delete your Chime account. The reasons can vary from personal preferences to moving to a different banking platform. Whatever the reason may be, canceling your Chime account should be a straightforward task.

Step-by-Step Guide Cancel Chime Account

  1. Review Your Transactions: Before canceling your Chime account, it is crucial to review all your transactions and ensure there are no pending payments or outstanding balances associated with your account.
  2. Contact Chime Customer Support: The next step is to get in touch with the Chime customer support team. You can do this by either calling their helpline or sending an email to their support email address. Provide them with your account details and express your intention to cancel your Chime account. They will guide you through the necessary steps and address any concerns you may have.
  3. Verify Your Identity: To proceed with canceling your Chime account, the customer support team may ask you to verify your identity. This step is crucial to ensure the security of your account and prevent any unauthorized access.
  4. Close Your Account: Once your identity is verified, the customer support team will proceed with closing your Chime account. They will guide you through the necessary steps and ensure a smooth transition.
  5. Confirm Closure: After the cancellation process is completed, it is essential to receive confirmation that your Chime account has been closed successfully. This confirmation will provide you with peace of mind and ensure that your financial information is secure.


Here are some frequently asked questions related to canceling a Chime account:

Can I reopen my canceled Chime account?
Unfortunately, once you have canceled your Chime account, it cannot be reopened. You will need to create a new account if you wish to use Chime services in the future.

Will canceling my Chime account affect my credit score?
No, canceling your Chime account will not have any impact on your credit score. Chime is not a credit agency, and canceling your account will not be reflected in your credit report.

How long does it take to close a Chime account?
The closing process usually takes a few business days. However, it is always advisable to reach out to Chime customer support for an accurate timeline.

What happens to my remaining balance in my Chime account after cancellation?
Before canceling your Chime account, ensure to withdraw or transfer any remaining balance. Failure to do so may result in the funds being held by Chime until you provide another account to transfer the balance.

Can I cancel my Chime account through the mobile app?
Yes, Chime offers the option to cancel your account through their mobile app. However, it is recommended to contact Chime customer support for a smoother experience.


Canceling your Chime account can be a straightforward process when following the necessary steps. By reviewing your transactions, contacting Chime customer support, verifying your identity, closing your account, and confirming the closure, you can ensure a seamless cancellation experience. Remember to withdraw any remaining balance and consider the FAQs provided for additional information. If Chime no longer meets your banking needs or if you have found an alternative platform, canceling your Chime account is always an option.

Remember, customer support is there to assist you throughout the process, so do not hesitate to reach out with any concerns or questions.

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